TUNTON Private credit · Monterrey
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Tool

Mortgage loan simulator

Calculate a mortgage's monthly payment from the price, down payment, rate and term, and size the upfront cash including closing costs.

In Mexico 10–30% is typically required.
Editable example; compare your bank's current offers.
Notary, taxes and fees: typically 4–8% depending on the state.
Monthly payment
—
Principal and interest; excludes insurance and fees
Loan amount—
Down payment—
Closing costs—
Total upfront cash—
Total interest—
Total cost (loan)—

Assumptions & method

  • Monthly payment via the amortizing (French) method: principal and interest, fixed rate, no life/property insurance or fees —real loans add those.
  • The closing costs (notary, ISAI/property-transfer tax, registry fees, appraisal) vary by state; the percentage is editable and the preloaded value is just an example.
  • The preloaded rate is an editable example, not an offer or the day's market rate.
  • To find out what price your income supports, use How much house can you afford?.
FAQ

The essentials, in brief

What costs are separate from the down payment?
Closing costs: the real-estate acquisition tax (varies by state and municipality), notary fees, registry fees and the appraisal. Together they typically run 4% to 8% of the value. They are paid in cash at signing, just like the down payment.
Fixed or variable rate?
In Mexico most bank mortgages carry a fixed rate: your monthly payment doesn't change. This calculator assumes a fixed rate for the whole term.
Shorter term or lower monthly payment?
A shorter term means a higher monthly payment but far less total interest. Try 15 versus 20 years here and compare the total-interest line: the difference is often surprising.
Next step

Tell us about your deal

Tell us how much you need and what collateral you can offer. We’ll tell you frankly whether it’s viable and how we’d structure it.

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